filing to seperate cp in one household

my question is my spouse and I have decided to file for a consumer proposal, but they have to be seperate has the credit card debit is not joint, combined it is 56000, but I don’t understand how the payment’s are going to work I was told it would have to be two seperate payment’s. But when we combine our income and everything is paid for monthly expenses there is 1400 left, so I’am worried the payment’s are going to be the same amount that we are paying now on our debt . Which is 1100 a month because their going to look at it as two seperate proposal’s.

Posted from: Ontario

One Response to “filing to seperate cp in one household”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

I think you should discuss this with your trustee. Usually having to do two proposals doesn’t cost significantly more than doing one joint proposal. But it may be the cash flow that is causing the problem not the fact that your debts are separate. But you should discuss this directly with your trustee.