Who goes in on a Credit Proposal

June 8th, 2012 by Questions

My wife and I haven’t been together for over 6 years, but not legally separated or divorced. When we split, I agreed to take over the credit card payments, of which both our names are on. After a several month lay-off, I fell farther and farther behind on payments until I just gave up and quit paying. She had no idea I did that. Needless to say, it got out of control. I’d like to do a Consumer Proposal to get out of debt, but was wondering if both of us had to apply, or would I be able to go it alone? My work is very steady now, and I’ve been at the same place for over 25 years. Thanks for any info.

Posted from: Ontario

Questions

One Response to “Who goes in on a Credit Proposal”


, Barton Goth - Goth & Company Inc. -Trustee in Bankruptcy said:

You could apply for a consumer proposal individually but that would only clear you from the debt. If your ex wanted to be cleared from that debt then she would have to do something on her own.

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