FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Spouse Debts

In a Consumer Proposal I understand that you have to include all your debts. Does this include joint loans with other parties, i.e. spouse or friends?

Posted from: Ontario

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One Response to “Spouse Debts”

A licensed trustee said...

Yes – all of your debts means anyone that you owe more than $25 to. If you co-signed a debt, or guaranteed a debt for someone else those debts need to be listed when you file a proposal.