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Can you file a Consumer Proposal if your debt is in Collections?

Hello if you owe for a credit card and they have out you into collections with a lawyer can you still file a consumer proposal?

Posted from: Ontario

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One Response to “Can you file a Consumer Proposal if your debt is in Collections?”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

You can definitely still file a consumer proposal regardless of what collection steps they have taken. In fact one of the primary reasons for the consumer proposal is to put a stop to this type of collection activity.