How to Stop CRA Garnishment After Receiving an RTP Demand Payment Letter Ever felt the stress of unexpected financial setbacks? How to stop CRA garnishment is a question many Canadians face when dealing with debt issues and a RTP (Requirement To Pay) from the Government of Canada. Understanding the steps to halt this process can alleviate a significant amount of stress and help you regain control over […]Learn more >
How Many Times Can You Do A Consumer Proposal Ever felt like you’re stuck in a financial maze with no exit in sight? Debt can weigh you down, making every day feel like an uphill battle. But what if there’s a way to reset and start fresh? How many times can you do a consumer proposal? The straightforward answer is that you can file […]Learn more >
Who Can Put a Lien on Your House in Canada? Liens can significantly impact property ownership in Canada, often catching homeowners off guard. Understanding liens—what they are, the types that exist, and who can place them on your property—is crucial for any homeowner. This article unpacks the complexities of liens, explores potential lien holders, and discusses the consequences they can have on property sales. It […]Learn more >
According to Equifax a consumer proposal will be listed as an R7 and it will stay on your credit report for a maximum of 3 years from completion of the proposal.