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mr. Singh

Debt collectors constantly calling, but I have nothing to prove to them that i am going through a consumer proposal. What shall I do. Need urgent help.

Posted from: Ontario

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One Response to “mr. Singh”

A licensed trustee said...

If you have filed a consumer proposal you have lots of different ways to prove you have filed – the easiest is to simply refer them to the trustee that is handling your proposal.

If you haven’t filed yet then you should discuss these calls with your trustee – most trustees will tell you to give the creditors their name so that the trustee can confirm you are in the process of filing.

If you think you are in a consumer proposal because you are dealing with a debt consultant or a debt settlement company then I have some bad news for you – you are not. Only a licenced trustee in bankruptcy provides you with the protection of a consumer proposal. If you are not dealing with a trustee then you are not in a proposal and you are not protected…