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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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is there is a cost for proposal like in Bankrupcy? What’s the difference as we don’t have a surplus income.

Posted from: Ontario

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One Response to “CP”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

Yes, there is a cost to file a consumer proposal. Like in bankruptcy this cost is set by the legislation. But the difference is that this cost comes out of the offer you make to creditors. So you propose a settlement amount as part of the consumer proposal and then the administration fees come out of that.