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rgba(0,0,0,1)}body{margin:0;--wp--style--global--content-size:1200px;--wp--style--global--wide-size:1400px}body{--wp--style--block-gap:24px}body{padding-top:0;padding-right:0;padding-bottom:0;padding-left:0} Do student loans collect interest while active in a consumer proposal? | Bankruptcy Canada
The banks have the right to charge interest only if the student loans are not dischargeable in the proposal (ie you hadn’t been out of school for at leats 7 years when you filed the proposal). They should not be reporting your payments as deliquent as you are not required to make your student loan payments while you are in a proposal – you may if you want to (and many people do) , but you are not required to.
A couple of the banks are quite wrong in their thinking regarding student loans and bankruptcy law, BUT short of hiring a lawyer, there’s not much you can do to compell them to behave. They think they are right and until a Court tells them otherwise they are unlikely to change… You might lodge a complaint with OSFI if you can’t afford a lawyer.