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Consumer Proposal and Credit Rating

Do you have to be in good standing with your creditors for a proposal?

Posted from: Ontario

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One Response to “Consumer Proposal and Credit Rating”

A licensed trustee said...

No, it makes no difference to the process. If/when you do file your credit report will take a hit. The normal rating for debts once you file a proposal is R7 – which simply denotes you’ve enter into a settlement (via a proposal).