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Is Emplyment necessary requirment for Consumer Proposal?

Is Employment is necessary for Consumer proposal? I am thinking of filing consumer proposal for my 55000 credit cards debt. I do not have job. In case of bankruptcy, I will loose nothing, however, in Consumer proposal i am willing to pay some amount. I m looking for job…

Posted from: Ontario

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One Response to “Is Emplyment necessary requirment for Consumer Proposal?”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

Emplyment is not necessary, cash flow is. However, cash flow is often based on employment, so in practice I find it is difficult to offer a consumer proposal that the creditors will consider without employment.