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Bancruptcy

If my husband is thinking of Consumer Proposal and I had a secondary card for one of his Visa accounts (now the card is closed), will I still be responsible for full balance on the card? And in this case do I also have to go for Consumer proposal?
Thank you!

Posted from: Ontario

One Response to “Bancruptcy”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

This will depend on how the documentation was originally drawn up by lending institution. If they have given you joint status or you are listed as a co-borrower then you will be responsible for the full balance. However, if you simply received a supplementary card and wasn’t given this joint status then you likely will only be responsible for the transactions you made on your card.