Creditor continuously reports late payment

Consumer proposal has been fully paid, but Caisse Populaire continues to report late payment,ie,90 and 120 days which is affecting my beacon score and my ability to obtain a mortgage.

They accepted their payment but continually report it late to Equifax and TransUnion. What recourse do I have!

Posted from: Quebec

One Response to “Creditor continuously reports late payment”

A licensed trustee said...

Unfortunately, you’ll probably have to hire a lawyer to send them a letter (threatening legal action) in order to get them to stop. You can try using the dispute resolution system for the credit bureaus, but in my expereince they don’t generally work as they should. The only way to really solve the problem is to get the creditor to comply.