FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Proposal and Dept Collection Agency

Can be possible to file a Proposal together with my wife,I`m late for proposal because one of my creditors transfer my debts to Collection Agency,I have very good income and I don`t wont to go bankrupt.Please help me with your answer before I go to meet the trust.Thank You

Posted from: British Columbia

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One Response to “Proposal and Dept Collection Agency”

A licensed trustee said...

Yes you may file a proposal together with your spouse (or any other person) as long as “all or substantially all” of the debts are similar. This phrase is not defined in the Bankruptcy and Insolvency Act, but it is taken to mean 90% of the debts are the same. There is some wiggle room here – how much depends on the trustee that you are dealing with.