');--thumb-size:3.5rem;--thumb-radius:50%;--thumb-border-color:var(--white);--thumb-border-size:2px;--focus-width:var(--thumb-border-size);--focus-color:transparent;--border-width:2px;--border-color:var(--white);--divider-width:2px;--divider-color:var(--white)}@media (max-width:767px){:root{--grid-two-col:repeat(auto-fill,minmax(280px,1fr));--grid-auto:repeat(auto-fill,minmax(280px,1fr))}}*,:after,:before,html{box-sizing:border-box}html{font-size:62.5%;scroll-behavior:smooth;scroll-padding-top:180px}a:not([class]){text-decoration-skip-ink:auto}img{max-width:100%;height:auto;display:block}button,input,select,textarea{font:inherit}@media (prefers-reduced-motion:reduce){*,:after,:before{animation-duration:0s!important;animation-iteration-count:1!important;scroll-behavior:auto!important}}[x-cloak]{display:none!important}body{font-family:var(--font-family);font-size:1.8rem;font-weight:400;line-height:1.4;color:var(--body-text);text-rendering:optimizeSpeed;min-height:100vh}h1,h2,h3{font-family:var(--font-family);font-weight:700;line-height:1.3}h1{font-size:var(--h1)}h2{font-size:var(--h2)}h3{font-size:var(--h3)}header{padding:0;flex-direction:column;display:flex;position:sticky;top:0;width:100%;z-index:999}header .container{display:flex;flex-direction:row;align-items:center;justify-content:space-between}.header-logo{display:flex;width:150px}.main-nav li{display:flex;align-items:center;color:var(--body-text);font-size:1.8rem}.main-nav .menu{display:flex;list-style-type:none;padding-left:0;margin:0}.main-nav .menu a{padding:10px 20px;text-decoration:none;color:var(--brand-color-4)}.main-nav li .sub-menu{position:absolute;display:flex;flex-direction:row;top:100%;left:0;background-color:#fff;width:100%;padding:40px;border-radius:0;box-shadow:0 10px 15px -3px rgb(0 0 0/0.1),0 4px 6px -4px rgb(0 0 0/0.1);gap:50px;transform:translate(0px,0px);opacity:1}.main-nav li .sub-menu li{font-size:1.8rem;color:var(--body-text)}.main-nav li .sub-menu li a{color:var(--body-text)}@media (max-width:992px){nav.main-nav{display:none}}.mobile-menu{display:none}.mobile-menu__background{width:100%;background-color:rgba(0,0,0,.5);position:fixed;z-index:999;height:100%;top:95px;left:0}.mobile-menu__panel{background-color:var(--brand-color-4);position:fixed;top:95px;bottom:0;right:0;width:480px;max-width:100%;padding:2rem 0;z-index:999;display:flex;flex-direction:column;align-items:start;justify-content:start;overflow:scroll}.mobile-menu__close{position:absolute;top:.5rem;right:.5rem;display:none;padding:.5rem;border-radius:4px;color:var(--black);border:1px solid var(--black);background-color:rgba(0,0,0,0);z-index:999}.main-nav-mobile ul.menu{list-style-type:none;padding-left:0;margin:auto;position:relative;display:flex;flex-direction:column;align-items:flex-start}.main-nav-mobile li{font-size:1.8rem;color:var(--body-text);position:relative;display:flex;flex-direction:column}.main-nav-mobile li a{display:flex;align-items:center;padding:10px 0;color:var(--body-text);width:fit-content;text-decoration:none}.nav-search-wrapper{display:flex;align-items:center;gap:var(--content-gap);margin-left:auto}.search-wrapper__form{width:fit-content;justify-content:center;align-items:center;display:flex;border:1px solid var(--brand-color-4);flex-direction:row}.mobile-menu__trigger{position:relative;display:flex;flex-direction:column;align-items:flex-start;padding:0;background-color:var(--white);border-radius:0;border:none;gap:5px;z-index:9999}.mobile-menu__trigger-lines{--line-width:3rem;display:block;width:var(--line-width);height:.3rem;background-color:var(--black)}@media (max-width:992px){.mobile-menu{display:block!important}}section{padding-inline:var(--sec-pad-inline);padding-block:var(--sec-pad-block)}.container{display:flex;flex-direction:column;width:100%;max-width:var(--container-width);margin-inline:auto;align-items:flex-start;gap:var(--container-gap)}a{color:var(--brand-color-1);text-decoration:none}.btn{color:var(--button-text-color);background-color:var(--button-color);padding:var(--button-padding);border:1px solid var(--button-color);border-radius:var(--button-border-radius);display:inline-flex}form,.gform_wrapper{width:100%}.gform_wrapper.gravity-theme .ginput_container input[type=text],.gform_wrapper.gravity-theme .ginput_container input[type=email],.gform_wrapper.gravity-theme .ginput_container input[type=tel],.gform_wrapper.gravity-theme .ginput_container textarea,.gform_wrapper.gravity-theme .ginput_container select{font-size:1.8rem;padding:2rem;color:var(--body-text);background-color:#fff;border:1px solid #d4d4d4;border-radius:0}input[type=submit],::-webkit-file-upload-button{color:var(--button-text-color);background-color:var(--button-color);padding:var(--button-padding);border:1px solid var(--button-color);border-radius:var(--button-border-radius);height:100%}::-webkit-file-upload-button:hover{color:var(--button-text-color);background-color:var(--button-color);padding:var(--button-padding);border:1px solid var(--button-color);border-radius:var(--button-border-radius);opacity:.9}.back-to-top{padding:.5rem;background-color:#d3d3d3;position:fixed;display:flex;right:1rem;bottom:2rem;opacity:0;z-index:9999999}.back-to-top__icon{width:4rem;height:4rem;fill:currentColor}.screen-reader-text{border:0;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute!important;width:1px;word-wrap:normal!important}.header-top{display:flex;flex-direction:row;align-items:flex-end;justify-content:space-between;width:100%;padding-block:20px;padding-inline:var(--sec-pad-inline);background-color:var(--white)}.header-bottom{padding-block:0px;padding-inline:var(--sec-pad-inline);position:relative;background-color:var(--brand-color-1)}.header-bottom .main-nav--secondary{max-width:var(--container-width);margin-inline:auto}.main-nav--secondary .menu{justify-content:space-between;position:relative}.menu-intro{max-width:300px;padding-right:50px;display:flex;flex-direction:column;align-items:flex-start;border-right:1px solid var(--brand-color-2);gap:var(--gap)}.menu-intro_heading{color:var(--brand-color-1);font-size:2.4rem}.menu-intro_txt{color:var(--body-text)}.menu-intro_a{display:inline-flex!important;padding:0!important;color:var(--brand-color-2)!important;position:relative}.main-nav--secondary ul{padding-left:0}.main-nav--secondary .sub-menu ul{display:flex;flex-direction:column;width:100%;gap:.4rem}.menu-related-links-wrapper ul{width:22%;max-width:280px}.main-nav--secondary .menu{justify-content:space-between;position:relative}.main-nav--secondary li{width:auto}.menu-intro_a span{color:inherit!important;padding:0!important}.menu-intro span{display:inline!important}.menu-related-links-wrapper{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:var(--grid-gap);width:100%;align-items:start;align-content:start}.width-10-perc{width:100%}.search-wrapper__btn{border:none;background-color:transparent;padding:0}.tel-wrapper_icon-wrapper{display:flex;width:3.5rem;height:3.5rem;background-color:var(--brand-color-2);align-items:center;justify-content:center;border-radius:50%}.tel-wrapper_a{display:flex;align-items:center;gap:var(--gap)}.search-wrapper__btn span{display:flex}.search-wrapper{display:flex;margin-right:3rem;position:relative;align-items:center}.main-nav--secondary .menu a{padding-block:1rem}.sub-menu_headings{font-weight:600;margin-bottom:1rem}.tel-wrapper_a{color:var(--brand-color-4);font-weight:600}.search-wrapper__search-button{border:none;background-color:transparent;display:flex;padding-block:0;height:29px;align-items:center;justify-content:center;border-left:1px solid var(--brand-color-4)}.search-wrapper__open-span{display:flex}.search-wrapper__input{border:none;display:flex;align-items:center;padding-left:.6rem;padding-block:.2rem}.search-wrapper__panel{position:absolute;right:100%;z-index:9999;background-color:var(--white)}input::-webkit-search-cancel-button{-webkit-appearance:none;content:url("/wp-content/uploads/close.svg")}a.cp-box{display:flex;flex-direction:column;gap:var(--content-gap);width:100%;padding:2rem!important;background-color:var(--brand-color-2);color:var(--white)}.cp-boxes{display:grid;gap:var(--content-gap)}.cp-box svg{min-width:3rem;min-height:3rem}.flag-menu{display:flex;flex-direction:row;gap:var(--gap);align-items:flex-start;align-self:stretch}.flag-menu_img{margin-top:.4rem;width:2.8rem}.flag-menu a{padding-top:0!important}.menu-related-links-wrapper .flag-menu ul li:not(:first-child):before{content:"-";color:var(--brand-color-2);position:absolute;top:0;left:0}.menu-related-links-wrapper .flag-menu ul li:not(:first-child){position:relative;padding-left:1rem;font-size:1.6rem}.menu-related-links-wrapper .flag-menu ul li:first-child{font-weight:500}.qa-mm{display:flex;flex-direction:column;gap:var(--gap)}.qa-mm_heading{font-size:1.8rem;color:var(--brand-color-1)}.qa-mm_txt{font-size:1.6rem}.sidebar-form-wrapper .gform_required_legend{color:#fff;font-size:1.4rem}.sidebar-form-wrapper .gfield_required{color:white!important}.accordion{width:100%;display:flex;flex-direction:column;max-width:100rem;margin-inline:auto;gap:var(--content-gap)}.accordion__btn{width:100%;background-color:var(--white);border:none;border-radius:1rem;display:flex;justify-content:space-between;padding:2rem;box-shadow:0 20px 25px -5px rgb(0 0 0/0.1),0 8px 10px -6px rgb(0 0 0/0.1);align-items:center;gap:1rem}.accordion__heading{font-size:2.6rem}.accordion__min{color:var(--brand-color-2);font-size:4rem}.accordion__plus{color:var(--brand-color-2);font-size:4rem}.accordion__text{text-align:left}#input_7_58_3,#input_7_58_6{background-image:url(https://bankruptcy-canada.ca/wp-content/uploads/user.webp);background-size:17px;background-position:18px 50%;background-repeat:no-repeat;padding-left:4rem}#input_7_32{background-image:url(https://bankruptcy-canada.ca/wp-content/uploads/phone.webp);background-size:17px;background-position:18px 50%;background-repeat:no-repeat;padding-left:4rem}#input_7_33{background-image:url(https://bankruptcy-canada.ca/wp-content/uploads/email.webp);background-size:17px;background-position:18px 50%;background-repeat:no-repeat;padding-left:4rem}#input_7_5{background-image:url(https://bankruptcy-canada.ca/wp-content/uploads/province.webp);background-size:17px;background-position:18px 50%;background-repeat:no-repeat;padding-left:4rem}.font-size-16{font-size:1.6rem}.page-sidebar{display:grid;grid-template-columns:minmax(0,2fr) minmax(0,1fr);gap:var(--grid-gap)}.page-sidebar_content{display:flex;flex-direction:column;align-items:flex-start;gap:var(--container-gap);max-width:66ch}.page-sidebar_sidebar .accordion__heading{font-size:2rem}.page-sidebar_sidebar .accordion__btn{background-color:var(--brand-color-1)}.page-sidebar_sidebar .accordion__text{color:var(--white)}.page-sidebar_sidebar .accordion__min{color:var(--white);font-size:3rem}.page-sidebar_sidebar .accordion__plus{color:var(--white);font-size:3rem}.page-sidebar_sidebar .accordion__content{padding:3rem 4rem;border-radius:1rem;margin-top:1rem;background-color:var(--white);box-shadow:0 20px 25px -5px rgb(0 0 0/0.1),0 8px 10px -6px rgb(0 0 0/0.1);display:flex;flex-direction:column;gap:var(--content-gap);align-items:center}.page-sidebar_sidebar .accordion__content ul{width:100%;margin:0;list-style-type:none;padding-left:0;display:flex;flex-direction:column;gap:1rem}.page-sidebar_sidebar .accordion__content li a{font-size:2rem;color:var(--body-text)}.single-post .page-sidebar_content{order:-1}.comments{display:flex;flex-direction:column;gap:var(--content-gap);padding-top:2rem;border-top:1px solid var(--brand-color-2)}.comments h2{font-size:2.4rem}.comment{display:grid;grid-template-columns:1fr 6fr;gap:var(--gap)}.author-info{font-weight:700;margin-bottom:2rem}.sidebar-form-wrapper{display:flex;flex-direction:column;gap:var(--content-gap);background-color:var(--brand-color-1);padding:3rem;border:2rem solid var(--brand-color-3);border-radius:1rem}.page-sidebar_sidebar{display:flex;flex-direction:column;gap:var(--content-gap)}.sidebar-form-wrapper h2{font-size:2rem;text-align:center;color:var(--white)}@media (max-width:1210px){.cp-boxes{display:flex;grid-column-start:1;grid-column-end:3}}@media (max-width:991px){.mobile-mm-item__panel .cp-boxes{flex-direction:column;padding:0 4rem 0 2rem;font-size:1.6rem}.mobile-mm-item__panel .cp-box{flex-direction:row}}.mobile-menu__panel-top{display:flex;flex-direction:column;gap:var(--content-gap);width:100%;padding-bottom:2rem;border-bottom:1px solid var(--white)}.mobile-menu__panel-bottom{display:flex;flex-direction:column;gap:var(--content-gap);width:100%;padding:2rem;align-items:flex-start}.mobile-mm-item__btn{background-color:transparent;box-shadow:none;color:var(--white);padding:1rem 2rem}.mobile-mm-item__btn .accordion__min{color:var(--white);font-size:2rem}.mobile-mm-item__btn .accordion__plus{color:var(--white);font-size:2rem}.mobile-menu__panel a{color:var(--white)!important}.search-wrapper__form-mobile{width:100%;padding-inline:2rem}.search-wrapper__form-mobile .search-wrapper__input{width:100%}.mobile-mm-item__panel{background-color:var(--brand-color-1)}.mobile-mm-item__panel ul{margin:0;padding-block:2rem;list-style-type:none;padding-inline:3rem;display:flex;flex-direction:column;gap:var(--gap)}.consumer-panel{padding-left:2rem;padding-bottom:1rem;background-color:var(--brand-color-4)}.consumer-panel .accordion{margin-bottom:1rem}.mobile-menu-social{display:flex;gap:var(--gap)}@media (max-width:991px){.cta-header{display:none}}@media (max-width:767px){header .search-wrapper{margin-right:0}.tel-wrapper-header{display:none}}.single-nav{padding-bottom:0!important}.mobile-menu__panel-top .accordion{gap:0}@media (max-width:991px){.page-sidebar{grid-template-columns:minmax(0,1fr)}}@media (max-width:479px){.sidebar-form-wrapper{border:none}.comment{grid-template-columns:1fr}}@media (max-width:767px){.accordion__heading{font-size:2.2rem}}.trustee-mobile ul{padding-block:1rem}.trustee-mobile ul li:not(:first-child){padding-left:1rem}.gform_wrapper.gravity-theme fieldset,.gform_wrapper.gravity-theme legend{background:0 0;padding:0}.gform_wrapper.gravity-theme fieldset{border:none;display:block;margin:0}.gform_wrapper.gravity-theme legend{margin-left:0;margin-right:0}.gform-icon{speak:never;font-feature-settings:normal;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;font-family:gform-icons-theme!important;font-style:normal;font-variant:normal;font-weight:400;line-height:1;text-transform:none}.gform_wrapper.gravity-theme ::-ms-reveal{display:none}@media only screen and (max-width:641px){.gform_wrapper.gravity-theme input:not([type=radio]):not([type=checkbox]):not([type=image]):not([type=file]){line-height:2;min-height:32px}.gform_wrapper.gravity-theme textarea{line-height:1.5}}.gform_wrapper.gravity-theme .gfield_visibility_hidden{left:-9999px;position:absolute;visibility:hidden}.gform_wrapper.gravity-theme .gform_hidden{display:none}.gform_wrapper.gravity-theme .hidden_label .gfield_label,.gform_wrapper.gravity-theme .hidden_sub_label,.gform_wrapper.gravity-theme .screen-reader-text{clip:rect(1px,1px,1px,1px);word-wrap:normal!important;border:0;-webkit-clip-path:inset(50%);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px}.gform_wrapper.gravity-theme .gfield textarea{width:100%}.gform_wrapper.gravity-theme .gfield textarea.small{height:96px}.gform_wrapper.gravity-theme .gfield input,.gform_wrapper.gravity-theme .gfield select{max-width:100%}.gform_wrapper.gravity-theme .gfield input.medium{width:calc(50% - 8px)}.gform_wrapper.gravity-theme .gfield input.large,.gform_wrapper.gravity-theme .gfield select.large{width:100%}.gform_wrapper.gravity-theme *{box-sizing:border-box}.gform_wrapper.gravity-theme .gform_fields{grid-column-gap:2%;-ms-grid-columns:(1fr 2%) [12];grid-row-gap:16px;display:grid;grid-template-columns:repeat(12,1fr);grid-template-rows:repeat(auto-fill,auto);width:100%}.gform_wrapper.gravity-theme .gfield{grid-column:1/-1;min-width:0}.gform_wrapper.gravity-theme .gfield.gfield--width-full{-ms-grid-column-span:12;grid-column:span 12}@media (max-width:640px){.gform_wrapper.gravity-theme .gform_fields{grid-column-gap:0}.gform_wrapper.gravity-theme .gfield:not(.gfield--width-full){grid-column:1/-1}}.gform_wrapper.gravity-theme .gfield_label{display:inline-block;font-size:16px;font-weight:700;margin-bottom:8px;padding:0}.gform_wrapper.gravity-theme .ginput_complex label{font-size:15px;padding-top:5px}.gform_wrapper.gravity-theme .gfield_required{color:#c02b0a;display:inline-block;font-size:13.008px;padding-left:.125em}.gform_wrapper.gravity-theme .gform_required_legend .gfield_required{padding-left:0}.gform_wrapper.gravity-theme .gform_footer{display:flex}.gform_wrapper.gravity-theme .gform_footer input{align-self:flex-end}.gform_wrapper.gravity-theme .ginput_complex{display:flex;flex-flow:row wrap}.gform_wrapper.gravity-theme .ginput_complex span{flex:1}.gform_wrapper.gravity-theme .ginput_complex label{display:block}.gform_wrapper.gravity-theme .ginput_complex input{width:100%}@media (min-width:641px){.gform_wrapper.gravity-theme .ginput_complex:not(.ginput_container_address) span:not([style*="display:none"]):not(.ginput_full){padding-right:1%}.gform_wrapper.gravity-theme .ginput_complex:not(.ginput_container_address) span:not([style*="display:none"]):not(.ginput_full)~span:not(.ginput_full){padding-left:1%;padding-right:0}}@media (max-width:640px){.gform_wrapper.gravity-theme .ginput_complex span{flex:0 0 100%;margin-bottom:8px;padding-left:0}}.gform_wrapper.gravity-theme .gform_footer{margin:6px 0 0;padding:16px 0}.gform_wrapper.gravity-theme .gform_footer input{margin-bottom:8px}.gform_wrapper.gravity-theme .gform_footer input+input{margin-left:8px}.gform_wrapper.gravity-theme input[type=email],.gform_wrapper.gravity-theme input[type=tel],.gform_wrapper.gravity-theme input[type=text],.gform_wrapper.gravity-theme select,.gform_wrapper.gravity-theme textarea{font-size:15px;margin-bottom:0;margin-top:0;padding:8px}body{--wp--preset--color--black:var(--black,#000);--wp--preset--color--cyan-bluish-gray:#abb8c3;--wp--preset--color--white:var(--white,#fff);--wp--preset--color--pale-pink:#f78da7;--wp--preset--color--vivid-red:#cf2e2e;--wp--preset--color--luminous-vivid-orange:#ff6900;--wp--preset--color--luminous-vivid-amber:#fcb900;--wp--preset--color--light-green-cyan:#7bdcb5;--wp--preset--color--vivid-green-cyan:#00d084;--wp--preset--color--pale-cyan-blue:#8ed1fc;--wp--preset--color--vivid-cyan-blue:#0693e3;--wp--preset--color--vivid-purple:#9b51e0;--wp--preset--color--brand-1:var(--brand-color-1,#137eb4);--wp--preset--color--brand-2:var(--brand-color-2,#fd8f12);--wp--preset--color--brand-3:var(--brand-color-3,#ecf6fe);--wp--preset--color--brand-4:var(--brand-color-4,#0e5e86);--wp--preset--color--brand-5:var(--brand-color-5,#b3b3b3);--wp--preset--color--brand-6:var(--brand-color-6,#b3b3b3);--wp--preset--color--body-text:var(--body-text,#1f1f1f);--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple:linear-gradient(135deg,rgba(6,147,227,1) 0%,#9b51e0 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan:linear-gradient(135deg,#7adcb4 0%,#00d082 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange:linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red:linear-gradient(135deg,rgba(255,105,0,1) 0%,#cf2e2e 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray:linear-gradient(135deg,#eee 0%,#a9b8c3 100%);--wp--preset--gradient--cool-to-warm-spectrum:linear-gradient(135deg,#4aeadc 0%,#9778d1 20%,#cf2aba 40%,#ee2c82 60%,#fb6962 80%,#fef84c 100%);--wp--preset--gradient--blush-light-purple:linear-gradient(135deg,#ffceec 0%,#9896f0 100%);--wp--preset--gradient--blush-bordeaux:linear-gradient(135deg,#fecda5 0%,#fe2d2d 50%,#6b003e 100%);--wp--preset--gradient--luminous-dusk:linear-gradient(135deg,#ffcb70 0%,#c751c0 50%,#4158d0 100%);--wp--preset--gradient--pale-ocean:linear-gradient(135deg,#fff5cb 0%,#b6e3d4 50%,#33a7b5 100%);--wp--preset--gradient--electric-grass:linear-gradient(135deg,#caf880 0%,#71ce7e 100%);--wp--preset--gradient--midnight:linear-gradient(135deg,#020381 0%,#2874fc 100%);--wp--preset--gradient--custom-color-1:linear-gradient(135deg,#000 0%,rgba(255,255,255,0) 100%);--wp--preset--font-size--small:13px;--wp--preset--font-size--medium:20px;--wp--preset--font-size--large:36px;--wp--preset--font-size--x-large:42px;--wp--preset--spacing--20:.44rem;--wp--preset--spacing--30:.67rem;--wp--preset--spacing--40:1rem;--wp--preset--spacing--50:1.5rem;--wp--preset--spacing--60:2.25rem;--wp--preset--spacing--70:3.38rem;--wp--preset--spacing--80:5.06rem;--wp--preset--shadow--natural:6px 6px 9px rgba(0,0,0,.2);--wp--preset--shadow--deep:12px 12px 50px rgba(0,0,0,.4);--wp--preset--shadow--sharp:6px 6px 0px rgba(0,0,0,.2);--wp--preset--shadow--outlined:6px 6px 0px -3px rgba(255,255,255,1),6px 6px rgba(0,0,0,1);--wp--preset--shadow--crisp:6px 6px 0px rgba(0,0,0,1)}body{margin:0;--wp--style--global--content-size:1200px;--wp--style--global--wide-size:1400px}body{--wp--style--block-gap:24px}body{padding-top:0;padding-right:0;padding-bottom:0;padding-left:0} entering into a consumer proposal | Bankruptcy Canada
If you are entering into a proposal these are really questions you should be asking your trustee directly…
While you are in the proposal, the student loans people will assume you want to suspend your payments altogether. I have to warn you that if your student loans do not qualify to be discharged (and you ahve said that your’s don’t) then interest will accrue during the proposal. Now, the student loans may receive some payments from the proposal to offset the interest, but you should assume that when the proposal is done you will owe a little more on your student loans than when you started the proposal.
Here’s the awkward part – if at some point during your 48 month proposal you student loans become old enought to qualify to be discharged (ie you’ve been out of school for 7 years) you have the right to apply to the Court at the end of your proposal to ask that the student loans be included. You’ll have to hire a lawyer or pay your trustee an additional fee to assist you, but you may be able to obtain relief from the student loans later… talk to your trustee…