speaking with your trustee
How important is it that you physically speak to your trustee at the beginning of a consumer proposal? Also, what if they mislead you with improper information? For example… I only spoke and dealt with my administrator and she did not stress that my spouse would also be responsible for a joint debt, so I only filled a consumer proposal on my own. Now the creditors have been after my spouse for the debt, at this time… long after the chance to make any amendments to my proposal. Is there any recourse one can take??