Connecting You with Trusted Licensed Insolvency Trustees – We’re Here to Guide, Not Decide. Learn More
I was wondering if a proposal would be accepted if you are on ei. I am a seasonal worker and get ei for 9 months of the year and work for 3. Also my husband had a house before we got married and I am not on deed or mortgage. There is no equity anyway […]
We filed for consumer proposal in 2011. We have been paying it off monthly and when our income tax came in it said there was a hold on it. We called and they said that they would release the payments. When we first got them we called the trustee and he said that the hold […]
My husband filed a consumer proposal after he lost his job. The banks voted yes to 85%, but put me in to collections without even sending me a statement. How much can they come after me for if they agreed to the 85% payback? Posted from: Ontario
I have a secured bank loan that is secured by my vehicle. I recently had it taken away and had to pay about $1200 over and above my arrears to get it back. I have been talking to a Licensed Insolvency Trustee about my options and I have been told that because my bank loan […]
I have approx 100,000.00 on 9 various credit cards largest 19,000.00 smaller 2,200.00 I have always had excellent standing and own my own business (corporate 1 owner) now struggling with business and affecting personal credit big time, Bank card willing to “work with me” if I accept and make aggreement does this affect my consumer […]
The cosigner of a credit line I have paid off the entire loan this week. I am going to be filing a consumer proposal soon. Will this have any effect? The pay-off was done via my bank account but I can show where the cosigner sent me the money and I subsequently applied that money […]
If I include a family debt in a consumer proposal, will family have voting power / receive partial payment of the debt the same as any other creditor would? I have been reading here that family debt can be included in a CP or BK but nowhere does it explain how that creditor fits in […]
I experienced sudden job loss last year. Now working again at much lower income. During my 5 months of no job, I used credit and took a cash option (~12k) on my former employment pension plan to keep bills current. This has finally caught up to me and I can no longer sustain – so […]
if I have outstanding credit card account, lawyer’s bill, and overdue taxes (city) can these be put into a consumer proposal Posted from: Ontario
i had a consultation with a trustee, i owe about 36000 and own a house shared with my wife. he told me that i will have to pay about 350 a month with is more than 50% of what i owe. It sounds right to you or should i contact someone else. Posted from: Quebec
