Waiting for Trustee’s Discharge
After a person gets automatically discharged why do we have to wait for the Trustee to be discharged? I was discharged 2.5 years ago, and the Trustee office says they are waiting to be discharged. Also, in the meantime, the creditors could still take money from accounts. Is this normal?
Your discharge from bankruptcy relieves you of the liability for the debts that were claims provable in bankruptcy (there are some exceptions). The trustee’s discharge may take longer because they have to complete all of the administration of the estate. This should not affect you after you have been discharged. The Stay of Proceedings that was automatic when you filed the Assignment in bankruptcy continues until the trustee is discharged or the creditor obtains the leave of the court. In that you are discharged already, assuming that the debts were discharged, there appears to be no reason why a creditor would continue to collect from you.