Who can see my medical documents used for bankruptcy?

July 29th, 2014 by Questions

Will medical documents used in a bankruptcy application be viewable by anyone other than the trustee?
ie. a medical situation that is documented by a physician’s letter to state that an adult child is a dependant, as he is unable to work.

Posted from: Ontario

Questions

One Response to “Who can see my medical documents used for bankruptcy?”


, Jillian Taylor-Mancusi, Trustee | B.A. | C.I.R.P said:

Bankruptcy is a legal process, it will allow you to have your debts discharged with no further legal obligations. Therefore it is very important that the whole process be transparent. Creditors are being asked to relinquish any legal claim to the debt and have the right to have knowledge of the circumstances of the debtor.

While initially it is the trustee in bankruptcy on behalf of the creditors that deals with the individual circumstances of the debtor, this information is also available to inspectors who represent the creditors and indeed the creditors themselves is they take issue with the process.

The Superintendent of Bankruptcies office as part of their responsibility to maintain the integrity of the Bankruptcy and Insolvency Act will initiate specific file reviews and general audits to insure that the Act and the intent of the Act are being applied.

The Courts may be asked to adjudicate an application for discharge for a debtor and as such would require all the information and background regarding the situation. Yes, it is possible that documents presented to the trustee in a bankruptcy may be viewed by others.

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