FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Who can find out that I went bankrupt?

I would like to know if bankruptcy files are public information. I understand that it will show up on a credit report. However, can anyone, potential employers for instance, access this information or is it protect by privacy laws? Thanks!

Posted from: Ontario

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One Response to “Who can find out that I went bankrupt?”

A licensed trustee said...

Unfortunately, it is public information – if someone is willing to pay the search fee they may go the government’s site and look up any name to see if it is in the records. They have to look for a specific name, but it can be done.

Having said that, it is very rarely done – if an employer wants to know if you’ve ever been bankrupt they will simply ask you (and it is illegal not to tell them if you have).