FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Creditor Calling My Family

After I declare bankrupty will creditors stop calling my family members. I have not declare yet, however, I used a family member as a reference on a loan. Now the loan officer has called a family member and left a message and said she will explain the situation to my family member. Is that not against the Privacy Law of Canada. My family does not need to know my financial business.

Posted from: Ontario

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One Response to “Creditor Calling My Family”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

While I am not in a position to comment on the legalities surrounding the privacy legislation, I can comment on the bankruptcy. When you file for bankruptcy there is an immediate Stay of Proceedings put in place. This Stay effectively removes your unsecured creditors abilities to collect on your these unsecured debts. This means that the creditor will have to discontinue any actions they are currently taking, whether this is phone calls, a court application a garnishemnt, it really doesn’t matter. The major exception is if you family had cosigned on any of these items or guaranteed the debt for you.