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porting during bankruptcy

can i port my mortgage during a bankruptcy to downsize my home and get into a lower mortgage and to pay off my bankruptcy

Posted from: Ontario

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One Response to “porting during bankruptcy”

A licensed trustee said...

There is no law prohibiting you from trying to do this, but from a practical standpoint, I think it is unlikely your mortgage company will allow it UNLESS you have a co-borrower with excellent credit.

Contact your mortgage company and ask them if this is possible and under what conditions they might agree to it – the worst thing they can do is say “no”.