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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Post Bankruptcy Income Tax Question

Hello,
Discharged from bankruptcy end of February 2008. Thinking of investing money in RRSPs for the 2008 year. Is it ok to do so? If that generates a tax refund when my taxes are filed, will it go to my creditors or will it be mine?
Thank you

Posted from: Ontario

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One Response to “Post Bankruptcy Income Tax Question”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

Where your tax refund goes depends on what year you filed for bankruptcy, when you are discharged makes no difference. So if you filed for bankruptcy in 2008 you would loose your 2008 tax refund. Now from the sounds of things you filed for bankruptcy in 2007 or earlier so you should receive any monies from a tax refund.