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1991 Bankruptcy

Hi,
I had to file bankruptcy in 1991 and I believe my debts were discharged a year later. Do I need to acknowledge the bankruptcy (even though it`s been more than 17 years) when the question is being asked on a form. I`m applying for a 12 month payment plan to help cover the tuition and fees where I hope to take a private school`s program. I feel that if I answer `yes` to `whether I`ve had a bankrupty`, it will lessen my chances of getting the installment plan. I don`t want to appear dishonest. Is there a period of time you no longer have to divulge the bankruptcy or is it destined to follow you around until the end of time?
Thanks for your answer in advance.

Posted from: British Columbia

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One Response to “1991 Bankruptcy”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

If the question is asked it would be fraudulent to not disclose the bankruptcy. There is no time limit that suggests you do not have to acknowledge the bankruptcy, it will drop off your credit, but if directly asked you would need to answer truthfully.