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Discharge period

I have never filed for bankruptcy before. My question is, if or when I file, how long before i get discharged from all my debts assuming I follow all my requirements ?

If a creditor decides to oppose my discharge, when will I know about this ?

I read somewhere that creditors can oppose a discharge on the day before you get released. If this is so, WHY do they allow this and/or WHY would the creditor wait till the last MONTH/DAY before you get release to file an opposition ?

THank-you

Posted from: Ontario

One Response to “Discharge period”

Barton Goth – Goth & Company Inc. – Bankruptcy Trustees said...

Is you are done everything prior to the 9 month anniversary from the date you filed bankruptcy and there are no oppositions to your discharge then you will be given an Automatic discharge that is effective as of that 9 month mark.

As for your second question, you are correct, the creditors have the entire duration of the bankruptcy to oppose this discharge. As for the reasoning why, I cannot tell you that, it is simply a component of the legislation that must be followed.