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rgba(0,0,0,1)}body{margin:0;--wp--style--global--content-size:1200px;--wp--style--global--wide-size:1400px}body{--wp--style--block-gap:24px}body{padding-top:0;padding-right:0;padding-bottom:0;padding-left:0} re-activated student loan | Bankruptcy Canada
You’re not goign to like this, but you need to avail yourself of the dispute resolution process for the credit reporting agency in order to have this removed.
Your other option is to hire a lawyer and contact BNS directly with a demand to correct the problem – since there is a cost associated with this, I tell people to try the dispute process first.
What has likely happened is that you old dead loan was left on a list of accounts that has been subsequently sold to a collector – your loan is likely off BNSes books, but has been re-activated by the collector as a means of pressuring you into offering them some sort of repayment. It may not be legal, but lots of people just offer to send them a cheque instead of fighting to have it corrected…