How long do I have to wait after discharge??
February 26th, 2008 by Questions
I claimed bankruptcy in 2001 when I was 20….I didnt get discharged until last year 2007…I have not been in any debt since 2001, I have a very good steady paying job, paid off a $14,000 loan in 2 years and I have had a secured credit card in good standing for the last year. When can I expect this bankruptcy to come off my credit report so that I can obtain a line of credit to further establish myself? I want to buy a house in 3 years! At present, no bank will even consider lending to me with this bankruptcy still showing on my report even though I have proven myself to be a good risk!! What more do I need to do??