default on a loan
January 11th, 2008 by Questions
we filed for bankruptcy, and have been discharged. we defaulted on a loan for a boat since then. the boat was repo-ed and sold at auction. now the collection agencies are harrassing us saying we owe the balance because the boat was sold for less than what was owing. we had to get financing for a vehicle recently and this default doesn`t show on our credit report. does it fall under the bankruptcy? do we owe the money? we think it should have been (could have been) sold for what was owing & been over and done with. when we went for financing we were told even with the bankruptcy our credit was good (we are trying to get it back where it used to be). this has been going on for at least 3 years. we have 2 more years before our 7 years are up.