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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Credit Report

After being discharged from Personal Bankrupcy, how long after will the fact that I filed for Personal Bankruptcy remain in my file with the Credit Agency ( I thought it was 7 years ) then ALL record of bankructcy is removed from my credit report. IS this true ?

Thank-you

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One Response to “Credit Report”

Barton Goth GCO Bankruptcy Trustees said...

A bankruptcy is registed with the credit buruea for 6 years from the date you are discharged from bankruptcy. At that point all record of the bankruptcy is supposed to be purged from their history.

If this time frame has elapsed and you still have comments showing up the problem may be that the credit buruea is unaware of your discharge. so by sending them a copy of your discharge certificate you may easily be able to clean things up.