Student Loan-Credit Bureau
October 25th, 2007 by Questions
I received an automatic discharge in January. I immediately contacted Royal Bank and made arrangements to begin paying my student loan again. I am now paying more per month that I was required to pre-bankruptcy and have paid on time each month.
I notice that the bank is reporting each month that I am over 120 days behind on payments. Is this correct. I know I missed 9 months of payments, but now, even thought I am paying as we agreed they are doing further damage to my credit each month.
I do see their point, but I would like some recognition that I learned something throughout the bankruptcy process and I am working to improve my credit score, not watch it go down a little bit each month.