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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Is Emplyment necessary requirment for Consumer Proposal?

Is Employment is necessary for Consumer proposal? I am thinking of filing consumer proposal for my 55000 credit cards debt. I do not have job. In case of bankruptcy, I will loose nothing, however, in Consumer proposal i am willing to pay some amount. I m looking for job…

Posted from: Ontario

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One Response to “Is Emplyment necessary requirment for Consumer Proposal?”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

Emplyment is not necessary, cash flow is. However, cash flow is often based on employment, so in practice I find it is difficult to offer a consumer proposal that the creditors will consider without employment.