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legal fees

My bank has now sent out a demand letter for the back payments with the mortgage. They also indicated there would be legal fees involved. I am willing to let them foreclose yet don`t want to file bankruptcy as I would pay too much in surplus income. Am I able to include these legal fees and CHMC shortfall, if any, (as I have approx 30,000 equity) in a proposal with my other unsecured debts.
Thank-you

Posted from: British Columbia

One Response to “legal fees”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

Yes, these legal fees (along with the remainder of the shortfall) could be included in the filing of a consumer proposal. This is a standard item in many proposals I have seen and you shouldn’t have any issue with this.