FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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my wife

I have a good paying job. My mortgage is both my name and my wifes.
I have credit card , loans which total around 40,000. Our mortgage has a very high monthly payment and is a bad deal. We are currently working on getting refinaced but mothing yet. As a result I have had trouble with payments.

Can I file a consumer proposal that and not affect my wife or the mortgage?

Thanks

Posted from: Ontario

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One Response to “my wife”

A licensed trustee said...

As long as your wife did not co-sign, or guarantee your unsecured debts then yes, you may file a consumer proposal to sort out your debts and it will not affect her or the mortgage. Use the links to find a trustee in your area to get started…