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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Debts

Hi,
I have a quick question – it`s for a friend who went to visit his country and his papers were stolen there.Because he will have to apply for a visitor visa to come back but this process could take up to nine months.He doesn`t have any money to pay his mortgage and his car here now and I would like to find out if it`s possible that a third person to declare bankruptcy for him – no bank will wait one year to receive payments.

Posted from: Quebec

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One Response to “Debts”

Barton Goth GCO Bankruptcy Trustees said...

The only way a third party can assign someone else into bankruptcy is if you have power of attorney and the person is otherwise incapacitated. From what you say the best thing to do is for this person to wait until they Return to Canada and then begin the bankruptcy process by contacting a local trustee.