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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Super Intendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Is my spousal RRSP rollover at risk if husband declares bankrupty?

I am in the process of negotiating my separation agreement. Because of plummeting stock prices, my husband has requested that the RRSP spousal rollover agreed upon in the agreement be delayed for a period of one year after signing in the hope that the stock market will improve during that time. Would my spousal RRSP rollover be protected by law should my husband declare bankruptcy after signing our separation agreement? He resides in B.C. but the separation agreement is based on Ontario Family Law.

Posted from: British Columbia

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One Response to “Is my spousal RRSP rollover at risk if husband declares bankrupty?”

A licensed trustee said...

As of July 7, 2008 RRSPs contributrions that have been on deposit for more than 12 months are no longer seizable in bankruptcy. As long as the funds have been on depsoit for more than 12 months when he files they should not be affected.