FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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credit card debt

rather than filing bankruptcy – I have an individual negotiating with credit card companies on my behalf – reduced balances, interest rates etc. At what stage should I assume he’s not successful – I’m concerened that the credit card companies come after me and garnishee my wages or bank accounts – will there be any advance notice prior to this happening – i’d like to know – if so i will contact a trustee at that time. How long should i wait – I’ve been just forwarding on to him the statments and collection letters – he’s been negotiating for 2 months approx.

i’ve seen organizations that promise to completely eliminate credit card debt – is this possible or even legal??

(I’m an Ontario resident)

thanks

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