FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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mortgage renewal after bankruptcy

Hi, i was discharged from bankruptcy 4 months ago. My mortgage is up for renewal in a little under 3 years. At that time i will have almost 25% paid off. My concern is that my lender will force me to take a higher rate knowing that my past will limit me in shopping around.Is continually making the payments on this mortgage enough to repair my credit between now and the renewal, or at least help my standing with them? Is obtaining a secured credit card necessary? Thanks for you time.

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