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CONSUMER PROPOSAL AND MORTGAGE

My husband and I are in the first year of a 5 year proposal. Would it be possible for us to get a mortgage with a strong
co-signer while we are in the proposal?

We have our own home, but its a builder take back mortgage with no renewal after 3 years. So we would have to get our own mortgage. What are the chances while in the proposal with a co-signer?

Posted from: Ontario

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One Response to “CONSUMER PROPOSAL AND MORTGAGE”

A licensed trustee said...

It will be more difficult to get a “new” mortgage now that you are in your proposal than it would have been to find one before you started your proposal. A co-signer will defeinitely help, assuming the co-signer can qualify for a mortgage themselves.