Debt Help in Edmonton: Eliminate Debt With These Solutions & Options
Are you struggling with debt in Edmonton? Whether you’re facing wage garnishment, unmanageable credit card balances, payday loans you can’t repay, or persistent collection calls, you’re not alone. The good news is that there are federally regulated solutions available to help you get a fresh start—and it all begins with the guidance of a Licensed Insolvency Trustee (LIT) with these solutions and options for debt help, Edmonton.
At Bankruptcy Canada, we connect you with trusted Edmonton-based LITs who will take the time to understand your unique financial situation and walk you through every option available, including consumer proposals, bankruptcy, debt consolidation, and other debt relief strategies. Our goal is to help you make informed decisions with clarity and confidence.
Consumer Proposal Edmonton
A consumer proposal is a formal, legally binding agreement between you and your creditors to repay part of your debt over time. It allows you to:
- Reduce your total debt load significantly
- Freeze all interest charges immediately
- Keep important assets, such as your home and vehicle
- Consolidate debts into one affordable monthly payment
Over 85% of people who file for insolvency in Edmonton now choose a consumer proposal over bankruptcy because it offers greater flexibility and less disruption to daily life. This process can provide peace of mind and a clear path forward without the stigma some associate with bankruptcy.
Learn more about Consumer Proposals in Edmonton →
Bankruptcy Edmonton
If your debt load is too overwhelming to manage—even with a proposal—bankruptcy may be the most effective solution. Filing for bankruptcy offers immediate protection from creditors, stops wage garnishments, and can discharge most unsecured debts within 9 to 21 months.
Our Edmonton trustees ensure your case is managed with professionalism and compassion. You’ll gain:
- A full understanding of what happens to your assets
- Clear guidance on fulfilling required duties such as credit counselling
- Tools and strategies to rebuild your credit once discharged
Explore Bankruptcy in Edmonton →
Licensed Insolvency Trustee Edmonton
A Licensed Insolvency Trustee (LIT) is the only professional in Canada legally authorized to file consumer proposals and bankruptcies. Our Edmonton-area LITs are federally licensed experts who combine legal knowledge with practical debt solutions to help Albertans overcome financial challenges.
They do far more than file paperwork. Trustees:
- Assess your financial health and explain every available option
- Stop wage garnishments and collection calls immediately
- Provide structured support throughout your insolvency process
- Help you lay the groundwork for long-term financial stability
What an Edmonton LIT Can Do For You →
Debt Consolidation & Other Relief Options
Not everyone needs or qualifies for a formal insolvency process. Our trustees can help you explore alternatives such as:
- Debt consolidation loans to combine multiple debts into a single lower-interest payment
- Informal settlements negotiated directly with creditors
- Orderly Payment of Debt (OPD) programs available under Alberta law
- Credit counselling to develop budgeting skills and repayment plans
These options may help you avoid formal insolvency altogether while still achieving relief from financial stress.
Compare Debt Relief Options in Edmonton →
Our Edmonton Locations
We work with Goth & Company Ltd., a Licensed Insolvency Trustee with multiple offices in Edmonton for your convenience:
Edmonton South
6836 104 Street NW
Edmonton, AB T6H 2L6
1-877-554-2055
Edmonton West
Suite 201, 10525 170 Street NW
Edmonton, AB T5P 4W2
Edmonton North
12547 129 Street NW
Edmonton, AB T5L 1H7
Get Debt Help With Bankruptcy & Consumer Proposals in the Edmonton Suburbs
If you live just outside central Edmonton, we have local offices and trustees ready to assist. Choose your area below to connect with a Licensed Insolvency Trustee near you:
Licensed Insolvency Trustee in Sherwood Park
Sherwood Park residents can access local trustees offering debt restructuring options, often avoiding the need for bankruptcy.
Licensed Insolvency Trustee in St. Albert
St. Albert clients receive expert help with consumer proposals, debt settlement plans, and avoiding wage garnishments.
Licensed Insolvency Trustee in Spruce Grove
Supporting Spruce Grove residents with compassionate, judgment-free debt advice and tailored proposal preparation services.
Licensed Insolvency Trustee in Leduc
Leduc-area trustees help residents explore manageable monthly payment plans as alternatives to bankruptcy.
Licensed Insolvency Trustee in Fort Saskatchewan
Trusted local guidance for Fort Saskatchewan residents facing overwhelming debt, creditor pressure, and collection actions.
Connect with a Licensed Insolvency/Bankruptcy Trustee in Edmonton
Consumer insolvencies in Alberta remain elevated in 2025, with the province seeing a year-over-year increase of up to 8% in total filings. Consumer proposals dominate at nearly 79% of all filings. While city-specific data isn’t published, Edmonton—home to over 30% of Alberta’s population—likely represents a large share of these numbers. This means hundreds of residents every month are turning to formal debt relief solutions. With debt continuing to grow faster than income, speaking to a Licensed Insolvency Trustee in Edmonton has never been more critical.
Get Help Today
Speaking with a Licensed Insolvency Trustee in Edmonton is free, confidential, and without obligation. One conversation can help you understand your rights, your options, and your best next steps.
Don’t wait for your financial situation to worsen. Take the first step toward rebuilding your financial health today.
Request Your Free Debt Consultation