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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Credit card debt

I have Canadian credit card debt but moved to the U.S. nine years ago. I have no CDN income, assests, or investments. I declared chapter 7 in the U.S. two years ago and was told by my lawyer that I was discharged from all credit card debt. I’m being harassed by collections agencies in Canada. What should I do?

Posted from: Ontario

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One Response to “Credit card debt”

A licensed trustee said...

There are no international treaties on debt or bankruptcy. If you want your US bankruptcy to be recognized in Canada you will need to bring the matter before a Canadian Court.

Having said that, your US bankruptcy protects you while you are in the US. As long as you have no CDN assets or income there is very little your CDN creditors can do to you (except bother you).