FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Own a house with husband

We have a house with my husband but still in mortgage and no equity yet..I loss a job and can’t pay my credit cards and student loan.But my husband can pay our house mortgage.What happen to our house if I file a personal bankruptcy?

Posted from: Ontario

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One Response to “Own a house with husband”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

As long as you have no equity in the property then the filing of a bankruptcy won’t have any impact on the property. If you do have equity this changes things dramatically as 50% of that equity would relate to you and would be realized on as part of the bankruptcy. But if there is no equity there is nothing that you would need to be concerned with.