During bankruptcy
My mother filed for bankruptcy in march of this year, she is not discharged yet. Can she include a car loan that is in her name into her bankruptcy at this stage or is it too late?
Posted from: Ontario
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My mother filed for bankruptcy in march of this year, she is not discharged yet. Can she include a car loan that is in her name into her bankruptcy at this stage or is it too late?
Posted from: Ontario

Probably not – if she continued to make payments after she filed then she “re-affirmed the debt”. The secured creditor has the right to expect her to continue to make her payments. That being said, she should contact her trustee to discuss her options.