FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Select Trustee By Province

garnishment of wages

the government has put a garnishment on my wages, if i get a consumer proposal will this garnishment stop? also does the government usually accept consumer proposals?

Posted from: Ontario

Share this post:

X (Twitter) Facebook Pinterest LinkedIn Email

One Response to “garnishment of wages”

A licensed trustee said...

I’m sorry, but I can’t give you a definitive answer. A consumer proposal will stop a garnishee of your pay, but the government doesn’t always vote in favour of consumer proposals.

If you have a significant tax debt (more than 50% of all the debts you owe) and you haven’t regularly filed your income tax returns then the government is not likely to agree to a consumer proposal.

If you have filed every year as required and the tax debt is less than 50% of your total debts then it is likely they will agree to a consumer proposal, assuming the proposal makes sense in comparison to a bankruptcy.

The practical solution is to call a trustee in your area so they can review your options in detail with you.