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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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10 years old student loan which was not included when I filed bankrupt

I have a 10 years old student loan which was not included when I filed bankrupt in 1997. The interests charged to me in this debt are outrageous. What can I do to ask the court to forgive my debt. With a BA the only job I ever had was as receptionist. I never had a steady job nor a good salary to pay my loan. I am 59 years old, unemployed and the collection agency is a nightmare. Can I make an application of hardship by myself?

Posted from: Alberta

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One Response to “10 years old student loan which was not included when I filed bankrupt”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

You can definitely make this attempt, but I would suggest that you employ the services of a good insolvency lawyer to do so, as this type of application requires things to be phrased in a very specific way to ensure you have the greatest likelihood of success.