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student loan

I took several student loans for my first degree, which I graduated with in 2002. I subsequently returned to school for a second degree. I did not take any loans for this second degree, but my first loans remained in a non-payment status because I had returned to school. I graduated with my second degree in 2009 and have been making payments ever since. I am now looking at declaring bankruptcy. Will my student loans be covered by my bankruptcy?

Posted from: Manitoba

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One Response to “student loan”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

No, your will not be eligible for any of your student loans to be cleared by the filing of a consumer proposal or a bankruptcy until 2016. Whenever you return to school this re-sets the clock on the 7 year rule, regardless of whether you used student loans for that period of schooling or not.