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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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how do they know

how does anybody know how many times you filed for bankruptcy

Posted from: Ontario

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One Response to “how do they know”

A licensed trustee said...

The government maintains a central listing of all bankruptcy filings goign back to the 70s. Trustee are required to do a search on any person that wants to file for bankruptcy to determine if (and how many times) someone has filed for either a bankruptcy or a proposal in the past.

I strongly suggest you be “upfront” with your trustee regarding any previous bankrutcies or proposals – they will find out anyway when they do the seacrh and if you don’t tell them first it may damage your credibility (which will just make the whole process more difficult for you).