FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

"*" indicates required fields

This field is for validation purposes and should be left unchanged.

Name*

Phone Number*

Email*

This field is hidden when viewing the form

What's the best time to contact you?*

Location*

What city do you live in?*

Total Unsecured Debt*

*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

This field is hidden when viewing the form

Source

How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

Agreement*

I understand that Bankruptcy-Canada.ca does not provide debt relief services directly and agree to securely share this information with a local Licensed Insolvency Trustee (LIT) for a free, confidential consultation.

Select Trustee By Province

Will my automatic discharge be affected

I recently got laid off and want to file for bankruptcy soon. Since I do not have any surplus income, I should qualify for automatic discharge after 9 months. I am called back to work say after 3 or 4 months and have surplus income. Will it affect my automatic discharge?

Posted from: British Columbia

Share this post:

X (Twitter) Facebook Pinterest LinkedIn Email

One Response to “Will my automatic discharge be affected”

Barton Goth – Goth & Company Inc. -Trustee in Bankruptcy said...

This depends on how much surplus you have and whether or not you pay it. But it could potentially impact that discharge if the change in income is substantial. This is always a risk with a bankruptcy as your payment / surplus fluctuates based on your income during the bankruptcy.