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I am filing bankruptcy, will this effect my husbands credit

I am filing bankruptcy for my business which is in my name only will this effect my husbands credit and can they come after our personal assets such as house cars?

Posted from: Manitoba

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One Response to “I am filing bankruptcy, will this effect my husbands credit”

A licensed trustee said...

Unless your husband guaranteed or co-signed your debts (or your businesses’ debts) then his credit should not be affected.

Whether or not any of your personal assets will be affected depends on whether or not your business was incorporated – if it was then the business is a separate legal entity from you and therefore a separate bankruptcy. If your business is not incorporated then to bankrupt the business you must bankrupt yourself in which case your personal assets will definitely be involved.

Contact a trustee for a more specific explanation regarding your business and personal situation.