FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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file bankruptcy myself

Can I file bankruptcy myself? What are regulations? What is the way to do it ? I can not afford to spare any money on a trustee.

Posted from: Ontario

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One Response to “file bankruptcy myself”

Barton Goth – Goth & Company Inc. – Bankruptcy Trustees said...

There is no way to file a bankruptcy yourself. The regulations are far to complicated for someone to negotiate themselves. Even in the US where people have a provision to file themselves, it isn’t recommended.

If you are not in a position to afford the cost of a trustee, which is typically nominal compared to the amount you are paying on your debts, then you may not need to file bankruptcy.

If your income is low enough you may be in a position we refer to as creditor proof (i.e. income is so low that there is nothing your creditors can do to force payment). If this is the case the trustee you meet with will explain this in more detail. But the best thing to do is to contact a trustee and they will help you determine what must be done.