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If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Does it help repair credit?

My husband and I filed for bankruptcy in May, but we were able to keep our house because there was no equity in it. Our mortgage payments have always been up to date, and they continue to be. What I`m wondering is will that help to repair our credit after we are discharged? Will lenders look at the fact that our mortgage payments are always up to date? Thanks.

Posted from: New Brunswick

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One Response to “Does it help repair credit?”

Barton Goth – Goth & Company Inc. – Bankruptcy Trustees said...

Keeping up with the mortgage payments is a good start and will be considered, but it would be a good idea to do some credit rebuilding. The best way to do this is to follow the steps at the following link: credit repair.