FILL OUT THE FORM BELOW AND RECEIVE A NO-OBLIGATION CONSULTATION

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*Unsecured debt includes credit cards, lines of credit, bank overdrafts, payday loans, and unsecured personal loans (excluding student loans). It does not include mortgages and car loans.

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How can we help you?

If you have unsecured debt of under $10,000 and live in the Province of Ontario filing bankruptcy may not be the best option for you. We suggest you contact the Office of the Superintendent of Bankruptcy at 416-973-6441 to discuss your options, or you can visit their website here.

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Filing and Creditors

Hope you can help me on this one question.

Once I file for personal bankruptcy, can any creditor (unsecured) demand payment and/or take legal action against me, which includes their legal costs, incurred to collect $$ from me ?

Thank-you

Posted from: Ontario

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One Response to “Filing and Creditors”

Barton Goth – Goth & Company Inc. – Bankruptcy Trustees said...

During bankruptcy the only creditors who is still able to collect outstanding monies directly are secured creditors (i.e. a car loan if you want to keep the car) or maintenance / alimony. Other than that as long as the debt was included in your bankruptcy and relates to prior to the filing of a bankruptcy then you simply need to inform your trustee.